Digital financial inclusion, Financial Mismatch and Small and medium-sized enterprises Financing Constraints
نویسندگان
چکیده
Digital financial inclusion through the use of big data, artificial intelligence and other emerging technologies is becoming increasingly sophisticated in China. Using a sample 843 SMEs Shenzhen Stock Exchange from 2012-2021, this paper investigates impact digital on SMEs’ financing constraints its mechanism action using fixed effects model. It found that can significantly alleviate SMEs. Further analysis reveals indeed reduce level by alleviating mismatch enterprises. The heterogeneity finds mitigating effect greater among non-state versus eastern This study sheds new light improving mismatch.
منابع مشابه
Small and Medium Enterprises Financing in Bangladesh: The Missing Middle
This paper aims to comprehend the intrinsic limitations of the market players in the financial system and how these create a situation of `missing middle` for small and medium industries (SME) financing in Bangladesh. A clear dualism prevails in the manufacturing industry of this country. While the SMEs maintains the biggest share in establishments and employment creation, large enterprises (LE...
متن کاملSmall and Medium-Sized Enterprises
This is one of three Issue Briefing Notes produced by a partnership of six sustainable development-oriented non-governmental organizations, including three international organizations and three organizations based in developing countries. The Issue Briefing Notes present a general overview of three issues that deserve particular attention in discussions on the possible development by the Intern...
متن کاملSolutions to the Small and Medium-sized Enterprises Using E-commerce to Deal with Financial Crisis
It is very obvious that the global financial crisis has made a negative impact on Chinese economy. A large number of small and medium-sized enterprises’ production and operations have gotten into a difficult situation. Although many policies and measures have been introduced by our government to help the small and medium-sized enterprises to spend the winter, and there was a decent effect, the ...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: SHS web of conferences
سال: 2023
ISSN: ['2261-2424', '2416-5182']
DOI: https://doi.org/10.1051/shsconf/202316901011