Digital financial inclusion, Financial Mismatch and Small and medium-sized enterprises Financing Constraints

نویسندگان

چکیده

Digital financial inclusion through the use of big data, artificial intelligence and other emerging technologies is becoming increasingly sophisticated in China. Using a sample 843 SMEs Shenzhen Stock Exchange from 2012-2021, this paper investigates impact digital on SMEs’ financing constraints its mechanism action using fixed effects model. It found that can significantly alleviate SMEs. Further analysis reveals indeed reduce level by alleviating mismatch enterprises. The heterogeneity finds mitigating effect greater among non-state versus eastern This study sheds new light improving mismatch.

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ژورنال

عنوان ژورنال: SHS web of conferences

سال: 2023

ISSN: ['2261-2424', '2416-5182']

DOI: https://doi.org/10.1051/shsconf/202316901011